Is your vehicle insurance valid?

This week is #OpDriveInsured – a national road safety operation to highlight the issues of driving with no insurance.

Enforcing the law around insurance is a 24/7 commitment for us. The consequences of being caught without valid insurance can lead to drivers having their vehicle seized and potentially crushed along with a £300 fixed penalty notice and six points. They can also face court and receive a driving ban and an unlimited fine. 

Not everyone means to drive uninsured, but life can be busy and small slip-ups can happen. Unfortunately, the consequences will be the same regardless of your intention so a quick check of your policy could save a lot of stress – and expense – in the long run.

Innocent mistakes motorists may be making include;

• Forgotten when your insurance expires? Check your renewal date today.

• Assumed your policy auto-renews? Not all do, and expired payment cards can cause lapses.

• Kept a vehicle off the road without declaring it SORN with the DVLA? Make sure it’s officially off-road.

• Thought fully comprehensive cover lets you drive someone else’s car? It often doesn’t - check your policy first for coverage and any restrictions.

• Using your car for work or deliveries on a social-only policy? You’ll likely need commuting, business or hire-and-reward cover.

Is your vehicle showing as insured on the Motor Insurance Database? Check for free at www.askMID.com

Protecting road users from uninsured drivers | West Mercia Police